| Housing - Federal Public Housing Programs - 515 Mortgage Guarantees For Low-Income Rural Populations |
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| The United States Rural Housing and Community Development Service, formerly known as the Farmers Home Administration, guarantees mortgages for housing developed for low-income populations in rural areas. Many of the terms of tenant leases are legally set, and eligibility for tenancy is restricted based on applicants' income.
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| Subsidized Guardianships |
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| Grandparents often do not anticipate acting as the sole or primary caregiver for their grandchildren. As a result, they may have inadequate resources to provide adequately when they are called upon to do so. One of the most widely available resources provided to relative caregivers by the federal and state governments are subsidized guardianship programs. More... |
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| Medicare - Supplemental Health Insurance - Changing Medigap Policies and Losing Medigap Coverage |
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| Sometimes, elderly Americans who have Medigap insurance to supplement their Medicare coverage wish to switch to a different policy. Other times, they must select a new policy if they wish to continue coverage because their insurance company goes bankrupt or because they move out of the policy's service area, for instance. This article discusses the typical circumstance in which an insured wishes to change policies to obtain additional covered services or to find lower premiums. More... |
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| Readmission into a Nursing Home Facility |
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| A nursing home resident may need to leave the facility for any number of reasons such as hospitalization, family visits, or other types of therapeutic leave. Nursing homes have policies governing bed reservations or "bed holds" in the event that a resident has to leave the facility. More... |
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| Unfair and Deceptive Insurance Practices; Rebating |
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| In the insurance business, rebating is a practice whereby something of value is given to sell the policy that is not provided for in the policy itself. An example of rebating is when the prospective insurance buyer receives a refund of all or part of the commission for the insurance sale. Rebates can be made in the form of cash, gifts, services, payment of premiums, employment, or almost any other thing of value. More... |
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